Who will really change the finance world with fintech?

A new research report Fintech 50 lists the top 50 fintech companies and fintech growth during the last five years. They are also services for processing transactions rather than actual finance services. One very significant problem with new finance services is when too many compromises are made, when the services haven’t been disruptive enough. Many technology solutions in fintech have been based on traditional fundamentals, like centralized solutions that also utilize many old finance world concepts and systems. It might sound like a cliché, but we need finance services that really disrupt the industry and not simply cutting corners.

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