Her philosophy is to first set a goal in life and if one keeps working hard without losing courage, then one day he or she will definitely achieve the goal.
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Married at the age of 20, Usha Lodaya, said she was helped by her daughter-in-law in achieving this feat.
"I was in the first year of my graduation when I got married.
I always wanted to be a doctor.
My parents wanted me to continue my studies after marriage but I could not continue and focused on my family instead.
But now I am satisfied," Usha told.
"When I came across a graduation course on Jainism in Maharashtra-based Shatrunjay Academy, I did not let this opportunity go and took admission in the first year of this course.
It was an online course.
After doing my Bachelor`s, I did Masters and then got admission in the PhD on the basis of my marks," she added.
Being a grandmother, she encourages her children never to lose hope.
Her philosophy is to first set a goal in life and if one keeps working hard without losing courage, then one day he or she will definitely achieve the goal.
Calling herself a proud daughter-in-law, Usha`s daughter-in-law Nisha Lodaya said: "Usha Ji used to study for six to seven hours a day.