There has always been a looming fear with regards to online money transactions due to incessant frauds. However, certain payment apps like MobiKwik and others have gained the trust of their customers with years of hard work to ensure that today, in the hour of crisis, India can rely on online payment services.

MobiKwik needs no introduction to the residents of any urban, tier1, tier2 or even tier3 cities. It is the fastest growing online payments app with wide acclaim for making lives simple with its fast and innovative payment options. The brand has revolutionized the digital transaction industry with its viable digital wallet and Zip features enabling people to make hassle-free payments on the go.

The brand has grown larger, with consistent participation from a 100M+ active users. This fine indigenous fintech brand has been enthusiastically accepted by one and all because of its creativity, coupled with iconic ideas, strategies, agendas, and products all year round, with the sole aim of providing financial independence to millions of Indians.

Not only payments, MobiKwik has a range of other features that can save you from other financial troubles as well. For instance, it takes care of your credit card necessities by providing a digital credit card like services with Zip, investment needs by offering mutual fund or other SIP options, your KYC, portfolio tracking, and so much more, within a few minutes and with just a few clicks. 

Let us take a look at how MobiKwik has developed itself to be a comprehensive guide for all your digital payment concerns:

 

1. The Payment App: MobiKwik started its journey in the online payment industry about 12 years ago. Back then, it was just a web-enabled payment facilitator. It has reinvented itself as a digital wallet for Indian customers to go cashless. What makes the app so useful is that it has tie-ups with multiple operators, providers, and businesses for seamless operations. Apart from the daily and monthly payments of mobile phones, cable, DTH, groceries, and even street-side shops, it also covers major money transactions from one account to another (UPI) if you need to send or receive immediate money for emergencies and also for booking travel tickets like air or train. The current pandemic has made this app even more helpful for all users and has expanded the app’s usage to PAN India.
2. Zip- The Digital Credit Card: Physical credit card comes with a bag of issues like credit cycle, late repayment fee and so on. But MobiKwik has come up with the most innovative idea of a digital credit card, the ZIP feature, which works to empower its users by providing money at the tip of their fingers without the worries of credit card problems. With a credit limit of up to INR 30,000, the digital credit card feature makes it a major preference for more than 1 Lakh businesses and merchants. With a swift activation process and minimal paperwork, it has saved most middle-class Indians from a headache induced by financial troubles. 
3. Personal loans: MobiKwik has a loan disbursal feature that helps you avail of personal loans without the technicalities, as compared to a conventional bank. The paperwork required can be executed in the most secure way online, and your loan is then sanctioned within a minimum turnaround time. No extra charges are required as commissions, and an amount up to INR 5 Lakh is then transferred to your digital wallet, which can also be transferred to your bank account. 
4. Wealth management feature: MobiKwik helps users make the right wealth management decisions. For instance, monetary tasks like asset management and investment can be both overwhelming and tricky. While there is a wide availability of agents who claim to provide you with the correct guidance, MobiKwik does it with factually accurate steps and does not need a lot of your time. On a nominal account having INR 100 as a balance, you can have your Mutual Fund investment; or, with SIP and ELSS, you can build your wealth portfolio. It has a calculator and a real-time price fluctuation dashboard to help you decide your premiums and revenues. Another interesting feature on MobiKwik is investing in Digital Gold starting at just INR 1.

Hence, altogether, MobiKwik has paved the way for monetary digitization in India, with its highly active and useful features that get your job done within minutes. The app is available on both Google Play Store and the Apple store. It is easy to install and can be started with a simple registration process. Download the MobiKwik app and start your digital journey today.